Renters Insurance in Nebraska

Renting is a great way to provide housing for you and your family without the extra expenses of property insurance, taxes, and maintenance. Renters should, however, consider how renter's insurance could protect their finances. At Insurance Solutions of Omaha, serving Omaha, NE, we strive to provide reliable insurance information so our clients can make good insurance choices. Keep reading to learn more about renter's insurance and how it can help you as a renter in Nebraska.

What Is Renter's Insurance?

Renter's insurance is a special insurance policy developed to protect those who rent their homes. While your landlord will provide home insurance to protect the physical property of the house, your personal belongings are not protected under that policy. If the home is lost or damaged because of fire, natural disaster, or burglary, you will be held responsible for repairing or replacing your personal belongings. This could put you and your family at risk of financial vulnerability.

What Does Renter's Insurance Cover?

You can speak with an insurance representative concerning how a policy can be customized to meet your specific needs. Still, in general, a renter's insurance policy will cover the following areas.

• Personal Property- Any personal belongings in the home will be protected under the policy. You will need to talk with an insurance representative to discuss how much coverage you will need for your specific belongings.
• Liability- Liability protection protects you from any medical or legal fees that may result if someone is injured in your rented home.

If you would like to learn more about renter's insurance or any other insurance products, don't hesitate to contact us at Insurance Solutions of Omaha, serving Omaha, NE, and the surrounding areas. We will be happy to answer your questions concerning insurance products in Nebraska.