Boat/Watercraft Insurance in Nebraska

If you are looking for a great way to get outdoors and spend time with your friends and family, boat or watercraft ownership can provide this. Boat ownership does carry with it a responsibility, however. Your responsibility is to operate your watercraft safely and provide sufficient insurance coverage to protect yourself and other boaters. At Insurance Solutions of Omaha, serving Omaha, NE, and the surrounding areas, we can help. Keep reading to learn more about boat and watercraft insurance in Nebraska.

Do I Need Boat Insurance?

Many regions of the US do not require boat insurance to operate a boat or watercraft legally. However, this should not be your only consideration when thinking about boat insurance. Beyond legal obligations, you will want to be able to protect the investment you have made in your boat or watercraft. Boat or watercraft insurance is the only way to do this.

What Will Boat/Watercraft Insurance Cover?

Each boat or watercraft insurance policy can be customized if you need it, but a policy will generally cover the following areas.

• Damage- If your boat is damaged due to an accident, fire, or natural disaster, the insurance policy will pay for repairs or replacement of your boat. If you do not have this type of coverage, you will need to pay for repairs or replacement out of your pocket.
• Liability- This type of coverage protects you if your boat causes damage to another watercraft. The policy will pay for any damages, medical bills, or legal fees that could result. Without this type of coverage, you would be held liable for these expenses yourself.

If you would like to learn more about our services in Nebraska, don't hesitate to get in touch with us at Insurance Solutions of Omaha, serving Omaha, NE, and the surrounding areas.