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Motorcycles and Insurance: What You Need to Know

Owning your own motorcycle provides a great way to travel and save money. However, getting the most out of your motorcycle ownership requires making intelligent decisions, including insurance decisions. Here at Insurance Solutions LLC, serving Omaha, NE, and the surrounding areas, we can help you make those smart choices. Here are a few things you need to know about motorcycle insurance.

Required By Law

First, you need to be aware that motorcycle insurance is required by law. A motorcycle isn’t a recreational vehicle like some other things. It’s considered a street-legal vehicle and requires adequate, minimum insurance coverage. If you fail to keep the proper coverage on your bike, you can face stiff legal and financial consequences. 

Needed to Protect Your Investment

Buying a motorcycle is a significant expense, and you want to do everything you can to protect your investment. If you’re in an accident, even just a single-vehicle accident, and your bike is damaged or totaled, the cost of repairs or replacement of that bike will come out of your pocket. This could create a financial hardship, especially if you depend on the motorcycle as you remain the method of transportation. You can protect your investment by purchasing the proper motorcycle insurance.

Helps Avoid Legal Consequences

A motorcycle is a higher-risk vehicle than a car or truck, so insurance is even more important. Suppose you fail to keep proper insurance, and you damage another vehicle or cause injuries to someone. In that case, you will be held legally responsible for the expenses of the property damage or their medical expenses. Insurance can help pay for these expenses.

If you’re seeking motorcycle coverage, please get in touch with us today at Insurance Solutions LLC, serving Omaha, NE, and the surrounding areas.

How to discover new roads for a motorcycle ride and adventure?

Discovering new roads and adventures for your motorcycle can be exhilarating for those who love the open road. If you are looking to explore a new journey, Insurance Solutions LLC in Omaha, NE offers this guidance on the ways to discover new routes for riding adventures. 

In addition to family and friends recommending a motorcycle adventure, the following are other ways to discover a new scenic and motorcycle-friendly journey:

Discovering New Motorcycle Adventures

Application & Online Route Planner

There are several options, including the motorcycle mode on Google Maps and Scenic, among others. In addition, check out GPS Navigational Devices, some of which are designed specifically for motorcycles.

Online Motorcycle Forums/Meet-ups/Clubs

Fellow riders often love sharing their insights and favorite rides, so tap into their experience.

Travel Guides & Motorcycle Magazines

Motorcycle magazines and travel guides often have featured articles highlighting great riding options.

Attend Motorcycle Events/Rallies/Shows

This place is great for connecting with like-minded riders and learning about hard-to-find rides.

Tourist Information Centers

Most states and localities set up tourist info centers or bureaus that offer insight and maps about the area, including available tourist sites and scenic rides. Most local chamber of commerce offices also offer online info regarding scenic journeys.

Road Atlases & Maps

Regional road atlases that are specifically designed for motorcyclists often emphasize lesser-known bike rides.

National/State Park Roads – Historic Byways

The country’s national and state parks provide motorcyclists with incredible and stunning natural landscapes.

Schedule A Consultation Today!

For more information regarding the ways to protect you and your motorcycle, contact the insurance professionals at Insurance Solutions LLC in Omaha, NE. We look forward to solving your insurance requirements and needs.

Important safety tips for motorcycle riders

Insurance Solutions LLC is happy to provide motorcycle insurance coverage for our Omaha, NE clients. We also can offer related guidance on motorcycle safety tips.

Motorcycle riders need to be aware of the dangers that come with riding on the open road. In order to stay safe, there are a few basic precautions that everyone should take.

Here are a few tips to make sure you stay safe while out on two wheels:

1. Wear a helmet – this is the most important safety precaution you can take. A helmet can protect you from serious head injuries in the event of a crash. Make sure your helmet fits properly and is in good condition.

2. Make sure your bike is in good working order before taking it out for a ride. Check the tires, brakes, and oil levels before hitting the road.

3. Use reflective gear to make yourself more visible to other drivers. brightly colored clothing and reflective tape can help others see you better, especially at night or in low-light conditions.

4. Ride defensively and be aware of your surroundings at all times. always be aware of other cars and pedestrians, and be prepared to take evasive action if necessary.

5. Obey all traffic laws. Motorcycle riders are subject to the same traffic laws as car drivers, so be sure to know them and obey them at all times.

6. Drink responsibly if you’re going to be riding while intoxicated. Riding a motorcycle while impaired is extremely dangerous and can result in serious injury or death.

7. Take a motorcycle safety course to learn the basics of riding safely. A good safety course will teach you how to ride safely in different conditions, how to handle emergency situations, and how to avoid accidents.

Get Insurance Coverage For Your Motorcycle Today

For more motorcycle safety tips, call Insurance Solutions LLC today. We proudly serve Omaha, NE and surrounding areas. 

  • AllState
  • Battle Creek Mutual
  • Columbia
  • Donegal
  • Encompass
  • Farmer's Mutual of Nebraska
  • Foremost
  • IMT
  • Liberty Mutual
  • Nationwide
  • Progressive
  • Safeco
  • The Hartford
  • Travelers

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