Divorce in Nebraska affects your life insurance needs in several important ways, especially if the judge grants your spouse an order of support. The expectation in that event, according to Nebraska’s laws, requires life insurance coverage to continue, with your former spouse as the beneficiary. If the court does not grant support, however, you do not have to keep your former spouse covered under the policy, nor would your estate pay any death benefits.
How long does my ex-spouse’s rider stay valid?
As per legal requirements of Nebraska, your spouse’s rider continues until you notify your insurance provider. You may email, mail, or hand-deliver written notice of your divorce to our main office at Insurance Solutions LLC in Omaha, NE. Once received, we will write your new policy ASAP.
When does my spouse have to start paying their part of the premium?
Your spouse will begin paying their premium as of the date we receive notice that your divorce is final if they intend to continue their policy with us. Notify us in writing as soon as possible so that we bill the correct person. Speak with our agents here at Insurance Solutions LLC, in Omaha, NE about your options.
What steps will allow me to remove my ex-spouse as a beneficiary from my life insurance?
You cannot remove your ex-spouse as a beneficiary in Nebraska if the court determines that you must continue supporting them. However, if no order of support exists, we will stop billing you for their policy. Instead, after your spouse lets us know they wish to continue their life insurance coverage separately from the current policy, we will write new policies for you both and discuss all changes.
